chapel hill home buyer information

Buying a home is an exciting time in one's life. Making the smart move of choosing a Chapel Hill REALTOR is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family.

We pride ourselves on repeat business and trust you'll come to understand why.

as your Chapel Hill buyer's agent we will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to consider, to getting the best financing
• Help you understand pricing in our area to help you avoid paying too much for your new home and costly mistakes
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more

before you start looking for your new home:

• Before it's too late, check your credit rating and straighten out any errors
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved)
• Choose a Chapel Hill REALTOR® that you trust and who understands your needs
• Determine what neighborhood best matches your needs
• Identify important features you need your new home to have

closing costs to expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account
• Closing attorney
• Third-party fees include charges for insurance, title search, and other inspections such as termites
• Government fees include deed recording and state & local mortgage taxes
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.